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    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
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      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • High Value Homeowners
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Financial ServicesImage of right arrow
      • Financial Planning
      • Annuities
      • 401K
      • Retirement Plans
      • Mutual Funds
      • Pension Plans
      • Profit Sharing Plans
      • Traditional & Roth IRAs
    • Additional Insurance ServicesImage of right arrow
      • Wedding and Special Event Insurance
      • Special Event Insurance
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Landscaping Insurance
      • Religious Institutions
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Builders Risk Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
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      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
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      • Commercial Property Insurance
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      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
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Home > Blog > Ludovissy and Associates Blog: home insurance
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Ludovissy and Associates Blog: home insurance

View the latest blog posts from Ludovissy and Associates.

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Wednesday, April 2, 2025

How to Avoid Kitchen Fires

Out of the 164,500 kitchen fires that occur in houses each year, the majority of those are grease fires that ignite in the kitchen. A grease fire can cause damage to the stove, to the floor if hot grease is spilled and burn down a house if not contained. How does a grease fire happen and what can you do? READ MORE >>

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Monday, January 6, 2025

How to Move Without the Hassle

The spring home-selling season is quickly approaching. Many people looking for their dream homes will become first-time home buyers. If you anticipate purchasing a home this year, there are a lot of things you have to take care of. This includes getting home insurance, a home inspection, and a host of other things. READ MORE >>

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Friday, March 8, 2024

Home Insurance and Other Structures

If you look around your neighborhood, you might see sheds, gazebos, swimming pools and fences. Have you ever wondered if those structures are included in your home insurance policy? The answer depends on your policy. READ MORE >>

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Thursday, December 14, 2023

Deciding Between Boat Insurance And Home Insurance

Home insurance is crucial for protecting your home and family in the event of a disaster. But it can also offer limited coverage for your watercrafts, such as a boat.   That said, there are also boat insurance policies specifically made to cover watercrafts. So, which option is better? READ MORE >>

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Wednesday, July 27, 2022

Do I Need to Tell My Insurance Agent About Updates to My Home?

When looking for a home insurance policy, you will likely see that your home’s value has a hefty influence on your home insurance rates. This is because the total replacement cost value of your home affects how much the insurer will pay after a claim.  READ MORE >>

Thursday, May 27, 2021

Are Outbuildings and Fences Protected by Home Insurance?

Are Outbuildings and Fences Protected by Home Insurance  Home insurance is designed to cover a variety of structures, but each policy is unique. It is important to ask your insurance agent about your policy and make sure things such as outbuildings and your home’s fence are covered under home insurance. READ MORE >>

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