Recreational Vehicle Insurance
Recreational Vehicle Insurance Quote Forms
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Recreational Vehicle Insurance Information
Powersport & Recreational Vehicle Insurance in Dubuque, Bellevue, East Dubuque, and Guttenberg, IA
Powersports vehicles include motorcycles, RVs, boats, or off-road vehicles (e.g., ATV or snowmobile), nd they typically are not covered under an existing homeowners or auto policy. You will need to secure additional coverage to ensure that you and your powersports vehicle are properly protected.
Figuring out what type and how much coverage you may need can be confusing, which is why we’re here to help. Give the agents at Ludovissy and Associates a call today to learn what coverage options may be available to you.
What Does Powersports Insurance Cover?
Powersports insurance will include protection matching the risks associated with your vehicle. Some of the coverage you might need to carry, depending on the type of vehicle and your risks, includes:
Bodily injury liability coverage pays for their medical bills (and, in some cases, deaths)
Property damage liability pays for damage to the other driver’s property, like their car.
Collision insurance—Covers damage to your vehicle after a wreck.
Comprehensive Insurance—Pays for vehicle damage from non-accident mishaps, such as weather damage.
Medical payments coverage—Pays for your medical bills and those of your passengers.
Uninsured/underinsured insurance—Insures you against damage caused by someone else who doesn’t have appropriate liability coverage.
Campsite and vacation coverage—Covers liabilities associated with using the RV as a vacation property.
Full-time residence insurance—If you live in the RV permanently, turn to this coverage.
Physical damage—Covers the boat and its attached fittings and fixtures from fire, theft, vandalism, wind, hail and collision.
Other coverage offers help for roadside assistance, rental car coverage and expenses protection such as emergency hotel bills.
How Much Does Recreational Vehicle Insurance Cost?
The cost of your powersports policy will vary based on the vehicles you are insuring, the value of those vehicles, your location, your driving record and the scope of the policy you select. Contact Ludovissy and Associates today to discuss your unique insurance needs and obtain a custom quote.