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    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
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      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • High Value Homeowners
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
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      • Financial Planning
      • Annuities
      • 401K
      • Retirement Plans
      • Mutual Funds
      • Pension Plans
      • Profit Sharing Plans
      • Traditional & Roth IRAs
    • Additional Insurance ServicesImage of right arrow
      • Wedding and Special Event Insurance
      • Special Event Insurance
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Landscaping Insurance
      • Religious Institutions
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Builders Risk Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
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      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
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      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Surety Bonds
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      • Trucking Insurance and Semi Truck Insurance
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      • Employer-Sponsored Retirement
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Home > Blog > Policy > Ludovissy and Associates Blog: policy
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Ludovissy and Associates Blog: policy

View the latest blog posts from Ludovissy and Associates.

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Wednesday, September 6, 2023

Swimming Pool Safety Tips

With the heat of summer quickly approaching, people are starting to open their backyard pools. While these provide a wonderful place to cool off and relax on a hot day, they also come with a level of risk. If you have a pool in your backyard, here are some things to keep in mind.  1. READ MORE >>

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Wednesday, June 7, 2023

5 Tips to Save Money on Your Homeowners Insurance Policy

Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now:  READ MORE >>

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Thursday, January 19, 2023

BOP's 3 Big Features: Property, Liability, and Interruption

A business owner policy, or BOP, is a type of business insurance plan. It combines several of the most common types of coverage that companies need to maintain – all at an affordable, bundled rate.   As a business owner, speak to your agent about using a BOP, since it may help you to get the coverage you need for less. READ MORE >>

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Friday, November 18, 2022

How to Avoid Professional Liability Risks

A professional liability claim, also known as errors and omissions, can be filed by a customer or client of a company that errs. An error can include mistakes in written documentation or performance, failing to inform the client of a change in plans and any variety of miscommunications that result in an unsatisfied customer. READ MORE >>

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Thursday, October 20, 2022

Why You Should Get Life Insurance Now

When you're in your 20s or 30s, you've hardly had time to adjust to your independence and the responsibilities that go along with it. Life insurance is probably the last thing on your mind, and it might even seem frivolous to you if you aren't married or if you don't have children.  READ MORE >>

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Friday, August 12, 2022

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Friday, April 22, 2022

What Is Covered by Professional Liability Insurance?

Put simply, professional liability insurance—also known as errors and omissions (E&O) coverage—can help protect your business if the work or advice you provide results in client losses and subsequent professional negligence lawsuits. READ MORE >>

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Tuesday, March 15, 2022

Life Insurance is for People of All Ages

Why would a person who just turned 20 want to buy life insurance? Why would a young couple with two young children need to have a policy? Is there any reason for a retired person on Social Security to have life insurance? While not everyone who is in a similar situation as described above needs life insurance, most can benefit by having coverage. READ MORE >>

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Thursday, January 20, 2022

The Perks of a BOP

Many people aren’t familiar with the ins and outs of insurance. All they know is that it’s an important protection to have. Business owners, especially of new startups, are often in the same boat. Luckily, a business owner’s policy, or BOP for short, takes the guessing work out of it. READ MORE >>

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Wednesday, December 15, 2021

Before Water Damages Your Property

When water is out of control it can fill the lower levels of your home with mud and debris and damage your major appliances. Water can enter a roof that's been damaged in a windstorm. It can run down your walls, rise in your living spaces and ruin your beautiful furnishings from the attic down to the basement. READ MORE >>

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