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    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
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      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
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      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • High Value Homeowners
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Prescription Insurance
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    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
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      • Financial Planning
      • Annuities
      • 401K
      • Retirement Plans
      • Mutual Funds
      • Pension Plans
      • Profit Sharing Plans
      • Traditional & Roth IRAs
    • Additional Insurance ServicesImage of right arrow
      • Wedding and Special Event Insurance
      • Special Event Insurance
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Landscaping Insurance
      • Religious Institutions
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Builders Risk Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
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Ludovissy and Associates Blog: insurance

View the latest blog posts from Ludovissy and Associates.

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Thursday, November 18, 2021

Driving in Extreme Weather

Did You Know?  Driving in treacherous weather conditions can be nerve-wracking and very dangerous. Being aware of how to modify your driving during rain, tornadoes, snow and fog can help you stay calm during your drive.  Rain and Thunderstorms  READ MORE >>

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Monday, October 11, 2021

The Commercial Auto Insurance Policy Add-Ons You Need to Know About

Your commercial auto policy might be good, but is it perfect? When it comes to commercial auto insurance, you have a lot of options to pick from. Below, we’re covering the best policy add-ons around.  Add-On One: Gap Coverage  Gap insurance will allow you to pay the difference between your settlement and the remaining loan cost. READ MORE >>

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Friday, September 10, 2021

Who Needs Professional Liability Insurance?

You’ve started your business and now you’re ready to protect it with insurance. But how do you know which insurance policy fits your business the best?   Professional liability insurance is also known as errors and omissions liability insurance. READ MORE >>

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Friday, August 13, 2021

Why Consider Single Premium Life Insurance?

Most people pay for insurance every month. Some people pay quarterly, semi-annually, or yearly. You usually pay one large premium to start a single-premium life insurance policy. After that, you don't have to pay again.   To some people, paying a large premium isn't worth the cost. READ MORE >>

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Tuesday, June 22, 2021

How to Figure Out Your BOP's Property Costs

A business owner's policy is your one-stop resource for effective insurance coverage. Because your BOP combines general liability and business property coverage, it’s both efficient and valuable. Still, how can you make it worth the price?  To get the most out of this coverage, focus on price efficiency. READ MORE >>

Thursday, May 27, 2021

Are Outbuildings and Fences Protected by Home Insurance?

Are Outbuildings and Fences Protected by Home Insurance  Home insurance is designed to cover a variety of structures, but each policy is unique. It is important to ask your insurance agent about your policy and make sure things such as outbuildings and your home’s fence are covered under home insurance. READ MORE >>

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Monday, May 3, 2021

Should I Buy an Older Vehicle?

Should I Buy an Older Vehicle?   When searching for a car, there are many reasons to consider an older vehicle rather than a newer one—especially the price. New vehicles are more expensive on average than older vehicles, as cars begin to depreciate in value as soon as they’re driven off the lot. READ MORE >>

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