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    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
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      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
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      • High Value Homeowners
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      • In-Home Business Insurance
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      • Identity Theft
      • Personal Umbrella Insurance
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    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
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      • Mortgage Protection Insurance
      • Disability Insurance
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      • Key Person (Key Men) Insurance
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      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Prescription Insurance
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      • Financial Planning
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      • Retirement Plans
      • Mutual Funds
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      • Profit Sharing Plans
      • Traditional & Roth IRAs
    • Additional Insurance ServicesImage of right arrow
      • Wedding and Special Event Insurance
      • Special Event Insurance
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Landscaping Insurance
      • Religious Institutions
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Builders Risk Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
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Ludovissy and Associates Blog Page 5

View the latest blog posts from Ludovissy and Associates.

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Monday, February 14, 2022

Managing Worker’s Compensation Claims Over State Lines

States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. READ MORE >>

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Thursday, January 20, 2022

The Perks of a BOP

Many people aren’t familiar with the ins and outs of insurance. All they know is that it’s an important protection to have. Business owners, especially of new startups, are often in the same boat. Luckily, a business owner’s policy, or BOP for short, takes the guessing work out of it. READ MORE >>

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Wednesday, December 15, 2021

Before Water Damages Your Property

When water is out of control it can fill the lower levels of your home with mud and debris and damage your major appliances. Water can enter a roof that's been damaged in a windstorm. It can run down your walls, rise in your living spaces and ruin your beautiful furnishings from the attic down to the basement. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

Thursday, November 18, 2021

3 Signs that You’re a Distracted Driver and Don’t Know It

In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.   READ MORE >>

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Thursday, November 18, 2021

Driving in Extreme Weather

Did You Know?  Driving in treacherous weather conditions can be nerve-wracking and very dangerous. Being aware of how to modify your driving during rain, tornadoes, snow and fog can help you stay calm during your drive.  Rain and Thunderstorms  READ MORE >>

Tuesday, November 16, 2021

What Is a Health Insurance Deductible?

Everyone needs health insurance, now more than ever. With the COVID-19 pandemic in its second year, there has never been a better reminder that taking care of your health is key to remaining well and safe. The right health insurance can help make certain you receive both routine and critical medical care affordably at the time you need it. READ MORE >>

Thursday, November 11, 2021

Business Insurance for Hairdressers and Beauticians

If you’re a beauty industry professional, you might feel challenged when you start your search for the right commercial liability insurance benefits. Many in the industry automatically assume that they wouldn’t have a reason for a customer to file a lawsuit. READ MORE >>

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