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    • Auto InsuranceImage of right arrow
      • Liability Coverage
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      • High Value Homeowners
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      • Vision Coverage
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      • Prescription Insurance
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      • Retirement Plans
      • Mutual Funds
      • Pension Plans
      • Profit Sharing Plans
      • Traditional & Roth IRAs
    • Additional Insurance ServicesImage of right arrow
      • Wedding and Special Event Insurance
      • Special Event Insurance
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Landscaping Insurance
      • Religious Institutions
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
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      • Builders Risk Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
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Ludovissy and Associates Blog Page 2

View the latest blog posts from Ludovissy and Associates.

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Monday, August 5, 2024

Do You Need Special Equipment Coverage on Your Boat?

When it comes to protecting your boat, you likely have boat insurance to provide protection against damage related to the boat. However, your boat generally has a great deal of additional assets that may not be covered in a basic policy. Take a look around your boat. READ MORE >>

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Monday, July 1, 2024

What Kind of RV Insurance is Required

As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: READ MORE >>

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Monday, June 3, 2024

My Car Gets Damaged in Garage Which Insurance Covers It

Does Insurance Cover Damage To Your Car In The Garage? When you place your car in the garage, you expect to protect it from the elements. However, that’s not always a guarantee. Even when in the garage, the car can sustain damage from a variety of issues. READ MORE >>

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Thursday, May 2, 2024

Ways to Become a Preferred Driver

If you’re a good driver, you’re likely to reap certain benefits from your auto insurance provider. In fact, the safest drivers stand to benefit the most. Insurers frequently reward their best customers with certain perks. Often, insurers term their best drivers as Preferred Risk drivers. READ MORE >>

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Monday, April 8, 2024

Why Consider Single Premium Life Insurance?

Most people pay for insurance every month. Some people pay quarterly, semi-annually, or yearly. You usually pay one large premium to start a single-premium life insurance policy. After that, you don't have to pay again. To some people, paying a large premium isn't worth the cost. READ MORE >>

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Friday, March 8, 2024

Home Insurance and Other Structures

If you look around your neighborhood, you might see sheds, gazebos, swimming pools and fences. Have you ever wondered if those structures are included in your home insurance policy? The answer depends on your policy. READ MORE >>

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Wednesday, February 7, 2024

Can Someone Else Drive My Car if I Have Insurance?

You have an insurance policy and a friend borrows your car and hits a tree. Even though you weren’t driving, is your car still covered for the damages?  In short, yes. If you have the right coverage, insurance generally follows the vehicle rather than the driver, and the one driving doesn’t have to be named as an insured for the vehicle to be covered. READ MORE >>

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Tuesday, January 2, 2024

Do Business Owners Policies Cover Lawsuit Costs?

When you enroll in a business owners policy (BOP) as part of your commercial insurance benefits, you will receive several critical types of coverage in one package. There are numerous benefits available in this package, including liability coverage that is designed to protect you in case of negligent accidents that might lead you to face legal challenges. READ MORE >>

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Thursday, December 14, 2023

Deciding Between Boat Insurance And Home Insurance

Home insurance is crucial for protecting your home and family in the event of a disaster. But it can also offer limited coverage for your watercrafts, such as a boat.   That said, there are also boat insurance policies specifically made to cover watercrafts. So, which option is better? READ MORE >>

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Wednesday, November 8, 2023

Are You Protected From Insider Attacks?

It is often said in the cyber security world that your employees are your biggest security risk. Workers with access to sensitive information, including contractors that have access to the company’s network, may be aware of existing security weaknesses and can exploit them more easily than an outsider. READ MORE >>

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